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Bankruptcy fees UK

In order to go bankrupt in the UK, you have to pay bankruptcy fees to the court.

Bankruptcy fees in the UK comprise a court fee and a bankruptcy deposit.

In England and Wales:

  • the court fee is £180 and
  • the bankruptcy deposit is £525

In Northern Ireland:

  • the court fee is £115,
  • the bankruptcy deposit is £525, and
  • there is a solicitor’s fee of £7

In Scotland:

  • Sequestration (Scottish bankruptcy): the Accountant in Bankruptcy fee is £200
  • Minimal assets process (MAP) bankruptcy: £90 application fee
  • Low income low assets (LILA) bankruptcy: £200 fee

If you are on a low income or receive certain benefits, the court fee may be waived. Whatever your circumstances, the bankruptcy deposit always has to be paid.

Once you have petitioned for bankruptcy, the official receiver will look through your finances and decide if you need to pay anything towards your debts. You may have to pay a monthly contribution towards your debts for up to three years. This is called an income payment arrangement. It is payable if you have available income of more than £20 per month after paying your household bills and essential living costs.

The official receiver will not make you pay anything towards your bankruptcy if you cannot afford to, and will always leave you with enough money to live on each month.

If you have any valuable items, such as property, a vehicle, jewellery or savings, the official receiver may arrange for them to be sold, and the money generated will be used to pay back some of your debts.

Helping you become debt free...

"I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me." (Leslie, Essex)

Foundation for Credit Counselling (trading as StepChange Debt Charity) is a company limited by guarantee registered in England and Wales (Company No: 2757055 ) and a charity registered in England and Wales (Registered Charity No: 1016630). Registered office: Wade House, Merrion Centre, Leeds, LS2 8NG. Consumer Credit Counselling Service (Scotland) trading as StepChange Debt Charity Scotland is a company limited by guarantee registered in Scotland (Company No: SC162719) and a charity registered in Scotland (Registered Charity No:SC024413). Registered office: 33 Bothwell Street, Glasgow G2 6NL. Authorised and regulated by the Financial Conduct Authority.

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