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Bankruptcy fees UK

In order to go bankrupt in the UK, you have to pay bankruptcy fees to the court on the day you file your bankruptcy petition.

Bankruptcy fees in the UK comprise a court fee and an official receiver’s fee.

In England and Wales:

  • the court fee is £180 and
  • the official receiver’s fee is £525

In Northern Ireland:

  • the court fee is £115,
  • the official receiver’s fee is £525, and
  • there is a solicitor’s fee of £7

If you are on a low income or receive certain benefits, the court fee may be waived. Whatever your circumstances, the official receiver’s fee always has to be paid.

Once you have petitioned for bankruptcy, the official receiver will look through your finances and decide if you need to pay anything towards your debts. You may have to pay a monthly contribution towards your debts for up to three years. This is called an income payment arrangement. It is payable if you have available income of more than £20 per month after paying your household bills and essential living costs.

The official receiver will not make you pay anything towards your bankruptcy if you cannot afford to, and will always leave you with enough money to live on each month.

If you have any valuable items, such as property, a vehicle, jewellery or savings, the official receiver may arrange for them to be sold, and the money generated will be used to pay back some of your debts.

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