We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Calls are free from all major mobile networks.
StepChange Debt Charity logo

Free advice on problem debt
based on what's best for you

0800 138 1111Freephone, including all major mobile networks*

Debt solutions

Because there are so many debt solutions and different ways to resolve your debt problem, it's often confusing to know which way to turn.

We provide personalised debt advice which enables us to assess your individual circumstances and provide you with the most suitable recommendation based on best advice and almost 20 years of experience.

Personalised solutions

Wherever you live in the UK this section will provide you with information on the different types of debt solutions available, including but not limited to debt management plans (all countries of the UK), bankruptcy,debt relief orders and individual voluntary arrangements (England, Wales and Northern Ireland only), and DAS debt payment programmes, trust deeds, LILA and sequestration (Scotland only, though StepChange Debt Charity Scotland). It will also give you practical tips about things to consider.

To find the best solution for you and get your financial situation back on track, call our freephone helpline or use our online Debt Remedy tool. Our advice is completely free of charge and tailored to your individual situation.

Helping you become debt free...

"I wish to thank your staff for all the great help they gave me when I was in so much debt. They were a pillar of support to me." (Leslie, Essex)

StepChange Debt Charity logo

Foundation for Credit Counselling (trading as StepChange Debt Charity) is a company limited by guarantee registered in England and Wales (Company No: 2757055 ) and a charity registered in England and Wales (Registered Charity No: 1016630). Registered office: Wade House, Merrion Centre, Leeds, LS2 8NG. Consumer Credit Counselling Service (Scotland) trading as StepChange Debt Charity Scotland is a company limited by guarantee registered in Scotland (Company No: SC162719) and a charity registered in Scotland (Registered Charity No:SC024413). Registered office: 33 Bothwell Street, Glasgow G2 6NL. Authorised and regulated by the Financial Conduct Authority.

* Major mobile networks include Orange/EE, O2, Vodafone, T-Mobile, Three, Tesco Mobile and Virgin Mobile. Call charges from other networks may vary.