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Free advice on problem debt
based on what's best for you

0800 138 1111Freephone, including all major mobile networks*

i This solution is only available in England, Wales and Northern Ireland.

Bankruptcy and your job

There are many things you need to consider before going bankrupt, and one of the most important is whether it will affect your job.

Individual cases will vary, but there are several restrictions placed on bankrupt individuals. For example, you cannot act as the director of a company during your bankruptcy period.

Bankruptcy and your contract of employment

If you are employed and unsure how bankruptcy might affect your job, you should check the terms and conditions of your contract of employment. You could also speak to your human resources department and your union representative.

Many jobs are not affected at all if you go bankrupt. However, with some types of employment bankruptcy can have severe consequences, so it is always important to check first.

Most importantly, don't take any steps towards going bankrupt before taking professional debt advice.

Free bankruptcy advice

Bankruptcy is a big step and there may be more appropriate solutions to your debt problems. Use our online Debt Remedy tool, to identify the best course of action for your individual circumstances. All our advice and services are free and impartial.

Helping you become debt free...

"I wish to thank your staff for all the great help they gave me when I was in so much debt. They were a pillar of support to me." (Leslie, Essex)

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Foundation for Credit Counselling (trading at StepChange Debt Charity) is a company limited by guarantee registered in England and Wales (Company No: 2757055 ) and a charity registered in England and Wales (Registered Charity No: 1016630). Registered office: Wade House, Merrion Centre, Leeds, LS2 8NG. Consumer Credit Counselling Service (Scotland) trading as StepChange Debt Charity Scotland is a company limited by guarantee registered in Scotland (Company No: SC162719) and a charity registered in Scotland (Registered Charity No:SC024413). Registered office: 33 Bothwell Street, Glasgow G2 6NL. Authorised and regulated by the Financial Conduct Authority.

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