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Bankruptcy fees UK

In order to go bankrupt in the UK, you have to pay bankruptcy fees to the court.

Bankruptcy fees in the UK comprise a court fee and a bankruptcy deposit.

Bankruptcy applications are changing in 2016

In England and Wales:

  • the adjudicator fee is £130 and
  • the bankruptcy deposit is £525

In Northern Ireland:

  • the court fee is £115,
  • the bankruptcy deposit is £525, and
  • there is a solicitor’s fee of £7

If you are on a low income or receive certain benefits and you live in Northern Ireland, the court fee may be waived. Whatever your circumstances, the bankruptcy deposit always has to be paid.

Once you have petitioned for bankruptcy, the official receiver will look through your finances and decide if you need to pay anything towards your debts. You may have to pay a monthly contribution towards your debts for up to three years. This is called an income payment arrangement. It is payable if you have available income of more than £20 per month after paying your household bills and essential living costs.

The official receiver will not make you pay anything towards your bankruptcy if you cannot afford to, and will always leave you with enough money to live on each month.

If you have any valuable items, such as property, a vehicle, expensive items of jewellery or savings, the official receiver may arrange for them to be sold, and the money generated will be used to pay back some of your debts.

In Scotland:

  • Sequestration (Scottish bankruptcy): the Accountant in Bankruptcy fee is £200
  • Minimal assets process (MAP) bankruptcy: £90 application fee
  • Low income low assets (LILA) bankruptcy: £200 fee

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2016