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based on what's best for you

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Debt management advice

StepChange Debt Charity looks at your finances and assesses your debt problem, then identifies the most suitable solution for your circumstances.

When we make our recommendations, we always prioritise your living expenses, allowing you enough money to pay for all your essentials while managing your debts at the same time.

Along with your debt management plan advice we will also include any alternative solutions that could help you become debt free

Debt management plan

A debt management plan (DMP) is among the various possible solutions we can help with. With a DMP, you make reduced monthly payments towards your debts, allowing you to retain enough money to live on.

Although a debt management plan isn't suitable for everyone, there are a range of other debt solutions that might be helpful to your situation.

Free debt management advice

If you're worried about your debts and finding it hard to cope, use our online Debt Remedy tool for free debt help and the best possible advice.

StepChange debt management plans

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Helping you become debt free...

"What an amazing service. It is not always easy to call for help on the phone and the advice given to me was very private and very helpful."

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StepChange Debt Charity is the new name for the Consumer Credit Counselling Service. Although we look different, our service, and the people behind it, are just the same.

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We hope you like our new and improved website. If you need free advice, support or solutions to resolve your debt problem, we've made it easier to find. And if you need to speak to someone, we're always here for you.

Find out more about our name change