Having problems with debt is incredibly stressful and it can be hard to know where to turn. Here at StepChange Debt Charity we believe that you're entitled to a high standard of advice that is fair and impartial.
Unfortunately, many people end up in the hands of debt management companies who charge for their services and fail to deliver clear, transparent and independent advice.
Beware of false promises
In the fee-charging debt management sector, slick advertising and promises that sound too good to be true usually are.
The Office of Fair Trading (OFT) has issued Debt Management Guidance for the fee-charging debt management sector.
However, a September 2010 OFT review criticised debt management companies for being misleading and incompetent. Like the OFT, we think this is unacceptable.
Here to help
If you're struggling to manage your debts then we can help. Here’s why you should come to us first.
- As the leading national debt advice charity, you can be sure that we will always have your interests at heart.
- StepChange Debt Charity advisors are highly trained professionals.
- Our service is free and impartial.
If your debts are dragging you down, remember, you're not alone. There's no need to feel ashamed or embarrassed. Do something practical – get free, professional debt advice from us today.