When you rent a property you will have a tenancy agreement, this is a legal document that outlines your rights and the landlords responsibilities.
You can rent a property through a private landlord, a local authority or a housing association. All 3 operate different types of tenancy agreement and give you different rights as a tenant.
If you’re unsure what the terms of your tenancy agreement are, you can ask your landlord or check your copy of the agreement.
Social landlords
Depending on where you live in the UK, different organisations provide social housing.
If you live in England and Wales you can rent a home through a housing association or local authority. If you live in Northern Ireland it will be done through a housing association or The Housing Executive. If you live in Scotland it will either be your local authority or a housing cooperative.
You have to apply to your local authority or housing association before you can rent a home from them and there’s usually a waiting list to get a property. Local authorities and social landlords normally offer cheaper rental properties than private landlords.
Private landlords
Private landlords will charge rent based on the market rate for the area, which makes them more expensive that social housing. They are likely to ask for a deposit and may want references. You don’t have to apply to a waiting list before you can rent from a private landlord.
If you’re struggling to pay your rent or have rent arrears we will be able to help you. Call our Helpline to speak to one of our expert advisors on 0800 138 1111.
