Although a baby is a welcome arrival, it can put a financial strain on your family.
Maternity can lead to debt problems, whether it's because your income is reduced or simply the cost of another mouth to feed.
You might find some of the following tips useful if you’re struggling with the cost of a new arrival.
Use our benefits checker to make sure you’re claiming all the benefits you’re entitled to. You’ll be able to claim child benefit when your baby is born and you may also be able to claim additional tax credits.
You can find out about maternity pay and what you’re entitled to by speaking to your employer.
Sure start maternity grant
If you have a low income or receive certain benefits you might be entitled to a Sure Start Maternity Grant. It pays a lump sum of £500 towards the cost of your baby. You need to apply for the grant between 11 weeks before the baby is due and up to the baby being 3 months old. Because it’s a grant, you don’t need to pay anything back.
If you have any questions on how maternity might affect your situation please contact us and one of our expert advisors will be able to help you.
Help and Advice
If you’re struggling to pay your household bills or debts you can use our online Debt Remedy tool, which will provide you with free and impartial debt advice along with a debt solution that’s tailored to your individual situation.