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Debt help guide to Newcastle

If you live in Newcastle and worried about your finances, there are several advice centres in the region that can give you free debt help.

More and more people throughout the UK are struggling with debt. If you’re worried about your debts and having difficulties making your monthly payments or keeping up with your credit card debt, make sure you get professional debt advice as soon as you can.

Free online debt advice from StepChange Debt Charity

You should never have to pay for debt help when charities like ourselves provide the professional, confidential advice you need at absolutely no charge.

We have an online debt advice service, Debt Remedy, which will give you instant access to a personalised budget and tailored debt advice, at any time of the day. Debt Remedy is free, anonymous and easy to use.

Where appropriate, Debt Remedy will also recommend the best debt solution for you - whether an IVA, debt management plan or debt relief order.

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Or call our expert debt advisors 0800 138 1111 Freephone - including all mobiles.

Local free debt help in Newcastle

If you would prefer to speak to someone face to face, make sure you consult one of the many local free debt help providers in Newcastle. We have marked them on this map and listed them below.

View Newcastle Debt Help Centres in a larger map

Newcastle City Council

0191 232 8520
www.newcastle.gov.uk

The council’s website has a page dedicated to dealing with debt and money problems.

Customer Service Centres:

The council also runs 6 Customer Service Centres providing face to face advice on a range of issues including council tax bills, benefits and housing tenancy issues.

Civic Centre Customer Service Centre

Civic Centre,
Sandyford Road,
Newcastle upon Tyne
NE1 8PU

Opening hours:
Monday-Friday, 8.30am-4.30pm

To find your nearest Customer Service Centre, see the map above.

Newcastle Citizens Advice Bureau

Newcastle CAB runs a specialist debt advice service. To access this, call into one of these branches:

City Bureau

St Cuthbert’s Chambers,
35 Nelson Street,
Newcastle upon Tyne
NE1 5AN
Tel: 0844 4994717
www.newcastlecab.org.uk

Opening hours:
Monday, Tuesday & Friday, 10am-12pm & 1-3pm
Thursday, 10am-12pm, 1-3pm & 4-7pm
Saturday, 10am-12pm

Cruddas Park Citizens Advice Bureau

Unit 12, Shopping Centre,
Cruddas Park,
Newcastle upon Tyne
NE4 7RW
Tel: 0191 2720134

Opening hours:
Tuesday & Thursday, 10am-1pm

Cowgate Citizens Advice Bureau

Cowgate Neighbourhood Centre,
Houghton Ave, Cowgate,
Newcastle upon Tyne
NE5 3HY
Tel: 0844 499 4717

Opening hours:
Monday & Friday, 10am-2pm

Local advice centres

Newcastle district benefits from several free debt advice services, including:

Christians Against Poverty (CAP)

Practical help for families and individuals who find themselves in debt, including budgeting advice, creditor liaison and personal support.

CAP Community Church Killingworth

32 Flodden Highfields,
Killingworth,
Newcastle upon Tyne
NE12 0NF
Tel: 07917 125 232
www.communitychurchkillingworth.com

CAP NCLC Newcastle

The Life Conference Centre,
Times Square,
Newcastle upon Tyne
NE1 4EP
Tel: 0845 519 3625
www.newcastleclc.co.uk

The Lemington Centre

Tyne View, Lemington,
Newcastle upon Tyne,
NE15 8RZ
Tel: 0191 264 1959
www.lemingtoncentre.co.uk

The Lemington Centre hosts a variety of advice sessions including job advice from Newcastle Futures, Citizens Advice sessions and the Credit Union.

Your Homes Newcastle (YHN)

Newcastle Civic Centre,
Barras Bridge,
Newcastle upon Tyne
NE1 8PR
www.yhn.org.uk

YHN manages council homes on behalf of Newcastle City Council. They offer advice services including debt advice and benefits advice to council tenants.

Free legal advice services

Free legal advice is available in Newcastle from:

Newcastle Law Centre

1st Floor, 1 Charlotte Square,
Newcastle upon Tyne
NE1 4XF
Tel: 0191 230 4777
www.newcastlelawcentre.co.uk

Free, independent general legal advice from professional lawyers and legal Advisors.

Opening hours for general advice:
Thursday, 1-4pm

Northumbria University Student Law Office

Northumbria University School of Law,
City Campus East,
Newcastle upon Tyne
NE1 8ST
Tel: 0191 227 3909
http://www.northumbria.ac.uk/sd/academic/law/slo/case/

Free legal advice and representation on areas including employment, housing, benefits and consumer issues.

Credit Unions

Newcastle has one centralised credit union:

Moneywise Credit Union

Civic Centre Service Point,
Room 31, Civic Centre,
Barras Bridge,
Newcastle upon Tyne
NE1 8PP
Tel: 0191 211 6983
www.moneywise.org.uk

Credit Unions provide a safe and ethical place to save and obtain affordable loans. The Moneywise Credit Union serves people who live or work in Newcastle upon Tyne and Longbenton. See their website for a list of its 20 local service points.

Debt advice for older people

There are a number of organisations offering advice services for older people living in Newcastle. They include:

Caring Hands

34 Wretham Place, Shieldfield,
Newcastle upon Tyne
NE2 1XU
Tel: 0191 261 5234
www.caringhandscharity.org.uk

Caring Hands provides an advice service to older and disabled people.

Opening hours:
Monday-Wednesday, 10am-3.30pm
Friday, 10am-3.30pm

Search Project

74 Adelaide Terrace,
Benwell,
Newcastle upon Tyne
NE4 9JN
Tel: 0191 273 7443
www.searchproject.co.uk

Search Project is a community resource centre for older people and their carers in West Newcastle. They run a drop-in advice service helping with benefits checks, form-filling, heating and housing problems.

Opening hours:
Monday-Thursday, 10am-1pm

Information NOW (Newcastle Older People’s Website)

www.informationnow.co.uk

Online information on a range of issues including benefits, care, housing and health. There is also a directory of local services.

Online advice directories

For more information on the community resources available to residents of Newcastle, you may like to consult the following:

Newcastle Families Information Service

www.newcastlefis.org.uk

This is a directory of organisations working within the Newcastle area.

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