We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
StepChange Debt Charity logo

Free advice on problem debt
based on what's best for you

0800 138 1111Freephone (including all mobiles)

Debt solutions

Because there are so many debt solutions and different ways to resolve your debt problem, it's often confusing to know which way to turn.

We provide personalised debt advice which enables us to assess your individual circumstances and provide you with the most suitable recommendation based on best advice and almost 20 years of experience.

Personalised solutions

Wherever you live in the UK this section will provide you with information on the different types of debt solutions available, including but not limited to debt management plans (all countries of the UK), bankruptcy,debt relief orders and individual voluntary arrangements (England, Wales and Northern Ireland only), and DAS debt payment programmes, trust deeds, MAP bankruptcy and sequestration (Scotland only, through StepChange Debt Charity Scotland). It will also give you practical tips about things to consider.

To find the best solution for you and get your financial situation back on track, call our freephone helpline or use our online Debt Remedy tool. Our advice is completely free of charge and tailored to your individual situation.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2016