There are lots of different types of credit available and they all have slightly different terms and conditions. This can make it complicated to work out the differences between them.
We can give you free debt help and put you in a position to deal with whatever type of debt you have.
Check your credit agreement
If you’re not sure what type of debt you have, you should check the credit agreement you got when you first took the debt out. If you don’t have the credit agreement you can ask your lender to provide you with a copy. They will be able to tell you what type of debt you have.
We can help
Whatever type of debt you’ve got, if you’re struggling to pay, we’ll be able to help you. You can use our online Debt Remedy tool which will give you personalised advice whatever your situation. If you’d prefer to speak to us call our Helpline on 0800 138 1111 (freephone, including all major mobile networks*) and talk to one of our expert advisors.
All our services are free and our debt advice is always impartial, confidential and tailored to your situation.