There are lots of different types of credit available and they all have slightly different terms and conditions. This can make it complicated to work out the differences between them.
This section gives you all the help and advice you need to deal with the different types of debt you have. It’ll give you an insight into how they work and what happens if you can’t pay it back.
Check your credit agreement
If you’re not sure what type of debt you have, you should check the credit agreement you got when you first took the debt out. If you don’t have the credit agreement you can ask your lender to provide you with a copy. They will be able to tell you what type of debt you have.
We can help
Whatever type of debt you’ve got, if you’re struggling to pay, we’ll be able to help you. You can use our online Debt Remedy tool which will give you personalised advice whatever your situation. If you’d prefer to speak to us call our free Helpline on 0800 138 1111 and talk to one of our expert advisors.
All our services are free and our debt advice is always impartial, confidential and tailored to your situation.