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Day five - get help with your debts

Day 5: Get help with your debts and receive your action plan

It's time to get in touch with us and change the end of your story, using the information you've gathered over the last few days. Get your action plan now.

There aren't a huge number of things you need to have ready before getting debt advice - if you've followed the advice so far you'll have everything you need. This includes details of your debts, outgoings and income.

FREE online debt advice   20 mins

Complete Debt Remedy

Free from all landlines and mobiles0800 138 1111

What is Debt Remedy?

Find out about StepChange Debt Charity

rated 4.8 out of 5 on feefo

We're the UK's leading debt charity, with over 20 years' experience. Last year alone we helped more than 500,000 people. As our advisors are salaried and don't work to commission-based targets, you can rest assured that our priority is you.

There is a way out of debt. And it starts here.

Coming up tomorrow

Day 6 of the programme talks through some of the options people take to deal with their debts. These aren't always the best and it's important to get help from people you can trust.

If you can't wait to get tomorrow's email you can skip ahead to Day 6 now.

If you do one thing today...

Call our Helpline or use Debt Remedy to get free and impartial debt advice.

Yesterday: Work out your income

Today: Get your action plan

Tomorrow: Skip ahead to tomorrow

41% of people in debt wait a year before seeking help

90 percent of people felt reassured after getting help from StepChange Debt Charity

Take one mindful minute...


As part of your 7 Days, 7 Ways journey, you can also learn more about mindfulness and the benefits it may have in your daily life. Visit Mental Health Foundation’s bemindful.co.uk for more information.

Day 5: Listen more and talk less.

Over the last few days, we’ve looked at the benefits of spending time alone and taking your focus away from the things that worry you. While solitude can be a great thing to practice, it’s still important to spend quality time with other people.

No matter how stressed you are, spending time with others, especially loved ones, can be a huge emotional support. Your mindfulness practice can extend to how you spend time with others. Truly listening to the other person, instead of what you have to do next or what you want to say, will enrich takes that experience and allow you to enjoy the time you spend with them.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2018