We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
StepChange Debt Charity logo

Free advice on problem debt
based on what's best for you

0800 138 1111 Freephone (including all mobiles)

Get help with bailiffs. Free expert advice

We can provide expert debt help and advice on how to deal with bailiffs. Take the 60-second debt test to get an assessment of your situation and get the right advice on what to do next.

Take the 60-second debt check

On average we've found that our clients wait a year before getting debt help. Our debt check will tell you if you have a debt problem.

  • You'll get an immediate assessment of your situation
  • We'll be able to tell you if you have a debt problem
  • In seconds you'll have clear advice on getting your debts under control 

If you do need debt help we can provide a full online debt advice session. The service is confidential, free and easy to use.

Worried about bailiffs?

Find out what to do next 60 secs

Try our debt check

Prefer to talk?

0800 138 1111

Mon-Fri 8am-8pm; Sat 8am-4pm

Why choose us?

With over 20 years’ experience, you can be confident that you’re getting the best possible advice.

  • Our advice is completely FREE. We put your interests first, so you can be sure our advice is based on what’s best for you.
  • Tailored advice.Whether you go to our online Debt Remedy tool or speak to one of our expert advisors, our advice will always be right for you.

What our clients say about us

"Thanks for helping me keep my home and happiness...I was desperately worried. Now I can feel confident about the future."
- Karl, West Yorkshire

Read about the lives we've changed»


Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2016