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What your creditors can do when you're in debt, and how to deal with a County Court Judgment (CCJ) or bailiffs.
Find out about the different debt solutions available, how they work, and if they're right for you.
Find out who you owe money to, which debts to pay off first, how to deal with CCJs and your rights.
There are many different types of debt and ways of borrowing money. How should you deal with each?
The importance of budgeting, what an income shock is, and how to manage your money.
Dealing with a CCJ
Bailiff help and advice
Credit card debt
Debt sold to a collection agency?
Debt consolidation: is it right for you?
Use our free online debt advice tool to get tailored advice and debt solutions in around 20 minutes.
We've got lots of practical advice on money and budgeting , plus useful tips on boosting your income, saving for a rainy day and how to keep in control of your finances.
If we're already helping you, why not visit our client section where you can find ongoing support and advice while you're dealing with your debts, as well as questions about your chosen debt solution.
“I wish to thank your staff for all the great help they gave me when I was in so much debt.They were a pillar of support to me.” (Leslie, Essex)
Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.
We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.
*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.
© StepChange Debt Charity 2018