Consumer credit spotlight
Highlighting current issues in the use of credit cards, payday loans, overdrafts and store cards.
The personal debt landscape is changing – and it is important that this change is understood.
We are seeing a marked decline in problem credit card debt, which is being replaced by a rise in overdraft problems. At the same time, more and more people are struggling with multiple payday loans and an age divide is opening up in the use of store cards.