Debt relief orders are not available if you live in Scotland. In Scotland, a Minimal Assets Process (MAP) bankruptcy is a similar solution, but it’s important to note that it has different benefits, risks and fees associated with it.
UPDATE: On 1 October, DRO eligibility is changing in England and Wales. From this date the maximum amount of debt that can be included in a DRO application increases from £15,000 to £20,000, and the amount of assets you can own and still be able to apply for a DRO increases from £300 to £1,000. You’ll still be able to own one motor vehicle worth £1,000 on top of this. There will be no other changes.
As of June 2015, in Northern Ireland the current eligibility criteria of £15,000 debts and £300 assets and £1,000 car value are NOT scheduled to change in October.
Debt relief order advice at a glance