We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
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How we help

Our team of debt experts help thousands of people every week to deal with their debt problems, and get their lives back on track.

Get online advice now

We have 25 years’ experience providing free, expert debt advice. We offer the widest range of practical debt solutions of any provider in the UK.

No matter how large or small your debt problem is, we can help. We'll look at your financial situation and give you expert debt advice and recommend debt solutions to suit your situation. We can also help you set up and support your chosen solution.

3 steps to getting advice and a debt solution

Whether you get advice online or over the phone, you'll follow a straightforward advice process giving you a clear picture of how to deal with your debts.

1. Tell us your situation

Give us details about your debts, income and outgoings and we'll help you create a budget.

2. Explore your options

You'll get a personal action plan and recommended debt solutions that suit your situation.

3. Choose your debt solution

We’ll help you get things set up and give you the support to deal with your debts, however long it’s needed.

Our debt solutions

We offer a wide range of practical debt solutions to suit every situation. You can read more about them below.

Read our wide range of debt information articles

Our debt information section has over 250 articles on the different types of debt, creditor action, budgeting, and ways to help you understand debt, including:

Other services we offer

We've got lots of practical budgeting and money advice on what you can do with your money including increasing your income, saving and how to keep in control of your finances.

Get free debt advice now

Use our free online debt advice tool to get tailored advice and debt solutions in around 20 minutes.

Get debt help now

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2018