We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Calls are free from all major mobile networks.
StepChange Debt Charity logo

Free advice on problem debt
based on what's best for you

0800 138 1111Freephone, including all major mobile networks*

StepChange Bankruptcy Guide

At StepChange Debt Charity, we help people with financial troubles by giving free, impartial advice.

Making yourself bankrupt is a big decision, so it is important that you read as much information about bankruptcy as possible.

Whether you have already decided to go bankrupt, or just want some more information, this guide will help you.

If bankruptcy is the best option for you, we will be able to help you through the process. We have a specialist bankruptcy team who will support you every step of the way.

Bankruptcy is not the best option for everyone, so we may also be able to help you with more appropriate ways to solve your particular debt problems.

Our online debt advice service, StepChange Debt Remedy, will help identify the best solution for you.

Helping you become debt free...

"I wish to thank your staff for all the great help they gave me when I was in so much debt. They were a pillar of support to me." (Leslie, Essex)

StepChange Debt Charity logo

Foundation for Credit Counselling (trading as StepChange Debt Charity) is a company limited by guarantee registered in England and Wales (Company No: 2757055 ) and a charity registered in England and Wales (Registered Charity No: 1016630). Registered office: Wade House, Merrion Centre, Leeds, LS2 8NG. Consumer Credit Counselling Service (Scotland) trading as StepChange Debt Charity Scotland is a company limited by guarantee registered in Scotland (Company No: SC162719) and a charity registered in Scotland (Registered Charity No:SC024413). Registered office: 33 Bothwell Street, Glasgow G2 6NL. Authorised and regulated by the Financial Conduct Authority.

* Major mobile networks include Orange/EE, O2, Vodafone, T-Mobile, Three, Tesco Mobile and Virgin Mobile. Call charges from other networks may vary.