StepChange Debt Charity logo

Free advice on problem debt
based on what's best for you

0800 138 1111 Freephone - including all mobiles

Government debt consolidation

Don't be fooled by debt companies advertising services as Government debt consolidation schemes.

Unscrupulous firms sometimes attempt to profit from peoples’ financial troubles by making unsubstantiated claims and false promises, these are often advertised as Government debt consolidation schemes.

If you have problems with your debt, you need professional, impartial debt advice from a respected, genuine debt charity like ourselves. All our services are completely free and we make sure we recommend the very best debt solution for your individual circumstances.

Need debt help?

FREE online debt advice20 mins

Try Debt Remedy

Or call our expert debt advisors 0800 138 1111

8am to 8pm Monday to Friday, 8am to 4pm Saturday.

Don’t be misled

Some fee charging debt management companies use phrases like ‘Government debt consolidation’ or ‘Government debt advice’ to fool people into using their services; don’t be misled by these claims.

Be wary of any debt company advertising debt consolidation as the answer to every debt problem. There are many debt solutions for all kinds of situations, and debt consolidation will not help if you are struggling because you have too much debt.

A way out of debt

As the UK’s foremost debt charity, we can look carefully at your financial circumstances and recommend the best way out of debt for you.

Use our online Debt Remedy tool, and get free, expert advice in complete confidence.

Helping you become debt free...

"What an amazing service. It is not always easy to call for help on the phone and the advice given to me was very private and very helpful."

StepChange Debt Charity logo