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Government debt consolidation

Don't be fooled by debt companies advertising services as Government debt consolidation schemes.

Unscrupulous firms sometimes attempt to profit from peoples’ financial troubles by making unsubstantiated claims and false promises, these are often advertised as Government debt consolidation schemes.

If you have problems with your debt, you need professional, impartial debt advice from a respected, genuine debt charity like ourselves. All our services are completely free and we make sure we recommend the very best debt solution for your individual circumstances.

Need debt help?

FREE online debt advice20 mins

Try Debt Remedy

Or call our expert debt advisors 0800 138 1111

8am to 8pm Monday to Friday, 8am to 4pm Saturday.

Don’t be misled

Some fee charging debt management companies use phrases like ‘Government debt consolidation’ or ‘Government debt advice’ to fool people into using their services; don’t be misled by these claims.

Be wary of any debt company advertising debt consolidation as the answer to every debt problem. There are many debt solutions for all kinds of situations, and debt consolidation will not help if you are struggling because you have too much debt.

A way out of debt

As the UK’s foremost debt charity, we can look carefully at your financial circumstances and recommend the best way out of debt for you.

Use our online Debt Remedy tool, and get free, expert advice in complete confidence.

Helping you become debt free...

"I wish to thank your staff for all the great help they gave me when I was in so much debt. They were a pillar of support to me." (Leslie, Essex)

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Foundation for Credit Counselling (trading as StepChange Debt Charity) is a company limited by guarantee registered in England and Wales (Company No: 2757055 ) and a charity registered in England and Wales (Registered Charity No: 1016630). Registered office: Wade House, Merrion Centre, Leeds, LS2 8NG. Consumer Credit Counselling Service (Scotland) trading as StepChange Debt Charity Scotland is a company limited by guarantee registered in Scotland (Company No: SC162719) and a charity registered in Scotland (Registered Charity No:SC024413). Registered office: 33 Bothwell Street, Glasgow G2 6NL. Authorised and regulated by the Financial Conduct Authority.

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