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Debt consolidation

Debt consolidation calculator

Debt consolidation calculators will often tell you about the best available deals to consolidate your debts. Ours is a little bit different. Rather than try to persuade you to take out a debt consolidation loan, our calculator helps you understand whether it's a good option for you.

We want you to know if debt consolidation is something that suits your circumstances. Answering these seven simple questions will help you understand your situation a little bit more.

"They were so kind, they listened patiently and helped me through the process" Alison, Kent

 
 

Risks of debt consolidation

Debt consolidation loans aren't always a bad idea but it's really important to do your homework before taking one out. We speak to lots of people who have tried to ease their finances with debt consolidation but ended up deeper in debt. Our calculator can help you work out if debt consolidation is a realistic option for you.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2019