We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
StepChange Debt Charity logo

Free advice on problem debt
based on what's best for you

0800 138 1111Freephone (including all mobiles)

National debt advice

As the UK’s leading debt help charity, we provide free national debt advice for all kinds of financial problems. So no matter where you live or your level of debt, we can help.

Each year we help over 500,000 people with their debt problems up and down the country.

You can get free, confidential debt help right now by using our innovative online Debt Remedy tool. It provides anonymous debt advice for UK residents, 24 hours a day, seven days a week.

Alternatively, you can telephone our Helpline on 0800 138 1111 (free from all landlines and mobiles), from 8am to 8pm, Monday to Friday, 8am to 4pm, Saturday.

What is debt advice?

Debt advice is a way of getting the debt help and advice you need. Our online debt advice system, StepChange Debt Remedy, will take an impartial view of your unique circumstances and will recommend a solution for you. We help thousands of people each year and we will be able to give you the debt advice you need.

StepChange Debt Remedy will also build a personalised budget for you, so you can see where your money is going each month, and start to feel in control of your spending again.

Don’t delay

The sooner you get advice about your debt problem, the sooner it can be solved. Debt Remedy can assess your situation and identify the very best debt solution available to you. All our advice and services are free, confidential and impartial.


Helping you become debt free...

"I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me." (Leslie, Essex)

Foundation for Credit Counselling (trading as StepChange Debt Charity) is a company limited by guarantee registered in England and Wales (Company No: 2757055 ) and a charity registered in England and Wales (Registered Charity No: 1016630). Registered office: Wade House, Merrion Centre, Leeds, LS2 8NG. Consumer Credit Counselling Service (Scotland) trading as StepChange Debt Charity Scotland is a company limited by guarantee registered in Scotland (Company No: SC162719) and a charity registered in Scotland (Registered Charity No:SC024413). Registered office: 33 Bothwell Street, Glasgow G2 6NL. Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service on Feefo by DMP and DRO clients three months into their solution.