We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Calls are free from all major mobile networks.
StepChange Debt Charity logo

Free advice on problem debt
based on what's best for you

0800 138 1111Freephone, including all major mobile networks*

Free online debt advice. Your first step.

Take control of your finances with Debt Remedy, our free, anonymous online tool.  We'll use details of your debts and budget to create a free personal action plan that tells you the best way to deal with your debts.

Start Debt Remedy

Debt Remedy takes about 20 mins| You can stop, save or return to it at any time

Sleeping well after debt advice

We'll ask you for...

  • Details of all your debts
  • Your income
  • Your household bills
  • Details of any valuable things you own

Watch our Debt Remedy guide

Watch our Debt Remedy guide

You go through 3 simple steps...
  1. Give us details of your debts and household spending
  2. We'll help you create a budget
  3. You'll get free debt advice and a personal action plan
Afterwards you'll have...
  • Support from our experts
  • Reassurance you're doing the right thing
  • A clear idea of how to get debt free



Returning to Debt Remedy?

What our clients say

We help over 500,000 people a year take control of their problem debt for FREE

People we've helped

Messages we've received Read all

Helping you become debt free...

"I wish to thank your staff for all the great help they gave me when I was in so much debt. They were a pillar of support to me." (Leslie, Essex)

StepChange Debt Charity logo

Foundation for Credit Counselling (trading at StepChange Debt Charity) is a company limited by guarantee registered in England and Wales (Company No: 2757055 ) and a charity registered in England and Wales (Registered Charity No: 1016630). Registered office: Wade House, Merrion Centre, Leeds, LS2 8NG. Consumer Credit Counselling Service (Scotland) trading as StepChange Debt Charity Scotland is a company limited by guarantee registered in Scotland (Company No: SC162719) and a charity registered in Scotland (Registered Charity No:SC024413). Registered office: 33 Bothwell Street, Glasgow G2 6NL. Authorised and regulated by the Financial Conduct Authority.

* Major mobile networks include Orange/EE, O2, Vodafone, T-Mobile, Three, Tesco Mobile and Virgin Mobile. Call charges from other networks may vary.