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Worried about rising food and energy prices? If the cost of food and heating is causing you concern, you're not alone. We can help you. Read our guides to coping with the rising cost of living

How we help you

  • We provide free, confidential and expert debt advice and money guidance
  • We recommend the best solution or service for your circumstances
  • We support you while you deal with your money worries, for as long as you need our help
  • We also campaign on your behalf to reduce the risk of problem debt and the harm it causes
How we can help you
We've helped over7.5 million people since 1993
Our clients repaid £4 billionwith our help
Our advice is 100% free and impartial
More than 10,0005 Feefo ratings*

"I can’t speak more highly of the help I received and I want to pass it on to others."

Every year, we help hundreds of thousands of people resolve their problems, repay their debts and rebuild their lives. We could do the same for you.

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Tools to help you

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Making ends meet: Insights from StepChange advice clients

One in two people struggling to keep up with essential bills – triple the pre-pandemic number.

Read the report

Latest news: Almost a quarter of StepChange Scotland clients report the cost of living as the driver of their debt problems

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