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We're delighted to announce we've been named Debt Advice Provider of the Year 2019 at the Credit Strategy Awards. We've been recognised for our vital campaign work for statutory 'Breathing Space'.
A DMP helps you repay your debt by making lower monthly payments. Available UK-wide.
A DRO could be an option if you have few assets & a low income. Available England, Wales & NI.
Called sequestration in Scotland, bankruptcy helps clear debt, but has serious implications.
Free advice on equity release, and mortgage advice. Available UK-wide.
A form of insolvency that writes off some of your debt. Available England, Wales & NI.
If you have a low income & few assets, MAP could be an option. Available in Scotland.
A DAS debt payment programme helps you repay at an affordable rate. Available in Scotland.
Make lower payments for 4 years. The remainder can then be written off. Available in Scotland.
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Join over 11,000 people who have successfully completed our 7 Days, 7 Ways programme.
Our Impact Report 2018 looks at how we're delivering against the charity objectives we set out in our four-year strategic plan.
We’re one of a number of organisations that provide free debt advice. If you’d like more information on other sources of free debt help and advice you can visit the Money Advice Service website.
60-second debt test Answer five simple questions and find out if you need debt advice.
Debt consolidation calculator Is debt consolidation right for you?
Equity release calculator Find out how much equity you could release.
Online benefits calculator Make sure you’re getting all the benefits you’re entitled to.
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How I went from 36k in debt
Lisa put her debts behind her with our help.
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“I wish to thank your staff for all the great help they gave me when I was in so much debt.They were a pillar of support to me.” (Leslie, Essex)
Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.
We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.
*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.
© StepChange Debt Charity 2019