Our services and solutions
Debt solutions in Scotland
More ways to get help
Don't know where to start?
Answer a few questions, so we can find the best way to help
Got a debt question?
More about us
Debt in the UK
StepChange in Parliament
We work with parliamentarians on briefings, events & debt trends
The latest debt trends & analysis from our industry experts
Log back in to OnlineDMP to manage your DMP
Other ways to get in touch
Get debt help online now
Get free advice on how to deal with your debt online from the UK's leading debt charity
We can get your finances back on track
Let's start the conversation
It can be scary to admit you need help, but it's an important step towards dealing with your money worries. We're here to help.
Worried about rising food and energy prices? If the cost of food and heating is causing you concern, you're not alone. We can help you. Read our guides to coping with the rising cost of living.
We offer the widest range of debt solutions to help, no matter what you're dealing with.
We've helped over5 million people since 1993
Our clients repaid £4 billionwith our help
Our advice is 100% free and impartial
More than 10,0005★ Feefo ratings*
Sarah's debts affected her mental health but help from StepChange changed her life.
Find out how she's regained control of her finances. Watch Sarah's story
Every year, we help hundreds of thousands of people resolve their problems, repay their debts and rebuild their lives. We could do the same for you.
Read the report
Log in to download your personal action plan, check your recommendations and update your details
If your customers or colleagues are worried about money, we can help them together.