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Debt. Let's start the conversation
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We can get your finances back on track

Get free debt advice online and we'll support you for as long as you need us.

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How we help you

  • icon 1 We provide free, confidential and expert debt advice and money guidance
  • icon 2 We recommend the best solution or service for your circumstances
  • icon 3
    We support you while you deal with your money worries, for as long as you need our help
  • icon 4
    We also campaign on your behalf to reduce the risk of problem debt and the harm it causes
How we can help you

person icon We've helped over5 million people since 1993

money icon Our clients repaid £4 billionwith our help

get advice icon Our advice is 100% free and impartial

star icon More than 10,0005★ Feefo ratings*

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Starting the conversation about debt

Sarah's debts affected her mental health but help from StepChange changed her life.

Find out how she's regained control of her finances. Watch Sarah's story

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Jack's story

"I like the fact that every time I speak to StepChange it’s impartial and there’s no judgement."

Every year, we help hundreds of thousands of people resolve their problems, repay their debts and rebuild their lives. We could do the same for you.

Real life stories How we're rated

Tools to help you

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Problem debt and the credit safety net

Millions driven to harmful desperation borrowing as financial pressure on households deepens.

Find out more

Latest news: StepChange welcomes Committee of Advertising Practice enforcement on misleading IVA and PTD ads

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