If you don’t deal with your rent arrears, your landlord or letting agency could take steps to evict you, but you do have the chance to avoid this happening.
If you don’t deal with mortgage arrears, your lender could look into repossessing your home, but this is a last resort.
You should look at your budget and work out how much you can afford to pay. We can help you put together a budget.
Contact your landlord, letting agent and lender and ask for a new payment arrangement. Send them a copy of your budget to show you’re offering to pay the most you can manage.
If agreed, keep to this new payment arrangement.