We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).

Are you worried about money?

You're not alone.

We've teamed-up with your employer to help make sure you get the advice and support you need to take control of your finances.

Get debt help now

Co-op logo

Don't let money worries keep you awake at night

With the rising cost of living and the challenges of modern life, it's easy to fall behind with regular bills. And it's not always easy to find the help you need to get back on track.

We're here to help you with practical advice and support. As the UK's leading debt charity we provide the most comprehensive, free debt advice service in the country. 

We're pleased to be working together with your employer to support you with your money worries, no matter how big or small. 


Who are we?

We're the UK's leading debt charity. We help hundreds of thousands of people each year deal with their money worries with free, impartial and non-judgmental advice.

Whether you need debt advice, a way to get your finances back on track after coronavirus, support with budgeting, or managing persistent debt, we can help.

Not sure where to start?

Dealing with financial problems can be overwhelming and it's hard to know where to begin.

Answer some simple questions so we can work out how we can best support you.

Get started

Why choose us?

Our advice is completely free 
And all our debt management plans are fee free, meaning 100% of the money you pay goes towards your debts

Our advice is designed to help you
We put your interests first, whether you use our online tool or speak to our debt advisors

Our advice is confidential and non-judgemental
We're here to support you, whatever the reasons for your debt problems

With more than 27 years' experience, you can be confident that we can provide the advice and support you need to achieve long-term financial control. We help thousands of people like you each week by taking an independent and non-judgemental look at your finances.

How does debt advice work?

piggy bank

1. Tell us about
your finances

Give us details of your debts, income and household spending.

pound icon

2. We work out
your budget

Now you'll have a clear picture of where your money goes.

document icon

3. You get free 
debt advice

Read your personal action plan
for detailed and practical advice.

What if I'm facing redundancy?

Being made redundant can be a very stressful experience, and it's natural to worry about the impact it can have on your finances.

Visit our guide to find out what to do if you've lost your job or are at risk of redundancy.

Find out more

Got a question about debt?

Our debt information library covers a wide variety of topics including dealing with different types of debt, budgeting and money management.

Search for a topic or browse our wide range of articles written by our team of debt experts.

Find out more

"I thought I'd lose everything"

When Jamie lost his job, he initially relied on credit to get by, but soon his debts began to pile up. Find out how we helped Jamie to get back on track.

Jamie's story