We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
woman sat in pjs on her phone

Struggling with debts?

We can help. Take two minutes to find the right support for your situation.

Get help now

Types of debt and borrowing

There are lots of types of debt, and if you’re trying to pay different creditors it’s important to understand the priority of each. This can make it complicated to work out what’s the best method of dealing with your situation.

In this section we talk through the debts we hear about from our clients every day.

There are some bills and debts that should be dealt with as a priority. This is because the consequences of not paying them can leave you at risk of losing your home or other assets. Read our guide to what debts to pay first.

household bills iconWorried about money and your mortgage?


Maybe it is a strain to keep on top of monthly spending. Or you don't know what to do when your fixed rate mortgage ends.

Together, we can look at your situation and unlock your options.

Read our homeowner guides.