Make sure you're being paid under the right tax code
If you’ve just started work or recently changed jobs you could be on the wrong tax code.
You can find your tax code on your latest payslip, P45 or P60.
If you think your tax code is incorrect, you can update your employment details using the check your Income Tax online service.
If you think you’ve paid too much tax you can apply for a refund.
You won’t have a tax code if you’re self-employed, unemployed or only receiving the state pension.
Debt and mental health support
Money worries and poor mental health are often linked. If you’re struggling to cope, you’re not alone. Around half of our clients have told us they have depression, stress, anxiety, or they’re living with another mental health condition.
We have a range of support and resources if you’re struggling with debt and mental health.
Debt and mental health evidence form
The Debt and mental health evidence form (DMHEF) can help your creditors to understand any mental health issues you may be experiencing.
A health or social care professional needs to complete the form. If you agree to tell them, your creditors will then receive information from your health or social care professional.
Mental Health Crisis Breathing Space (MHCBS)
Mental Health Crisis Breathing Space is a debt respite scheme for people receiving mental health crisis treatment.
MHCBS is only available to residents of England and Wales with at least one qualifying debt to a creditor and if they're receiving mental health crisis treatment.