An individual voluntary arrangement (IVA) is a formal agreement allowing you to make affordable payments to your debts, usually over five or six years. At the end of your IVA any unsecured debt left is written off. You can also make a one-off payment known as a lump-sum IVA.
Last year 98% of our IVA proposals were accepted by creditors. Although many companies offer IVAs, ours are more likely to succeed than the industry average.