Dealing with debt problems

If you're having debt problems you'll find it difficult to make payments to your creditors. You may find that they contact you, and may pressure you to make payments you can’t afford.

Our free debt advice could help you with this stress and worry. It will tell you what to expect and what steps your creditors can take to collect the money. We can provide you with all the information you need to understand what your creditors can do.

Worried about money and your mortgage?

Maybe it is a strain to keep on top of monthly spending. Or you don't know what to do when your fixed rate mortgage ends.

Together, we can look at your situation and unlock your options.

Read our homeowner guides.

Your rightsWhat rules should debt collectors abide by, and how do you complain about unfair treatment?
What debts to pay firstFind out which debts you should prioritise above others.
Pay off or reduce debtThere are various ways you can deal with your debt problem.
Can I write off debtYou may have heard that it's possible to have your debt written off. Here are the facts.
Finding who I owe money toIf you don't know what debts you have, there are many ways you can find out.
County Court formsPrint forms, get guidance notes and respond to court claims made against you..
Sample letters to creditorsUse our sample letters to write creditors to deal with your debts..
Talking to loved ones about your debt Getting support from those around you is very important. .
How to spot, avoid and report scamsAnyone can fall victim to a scam or fraud. Look out for the warning signs. .
Common debt mythsWe clear up myths about debt that we hear a lot from our clients. .

Need help with your debts?

Worried about money and your mortgage?