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Get free advice on how to deal with your debt online from the UK's leading debt charity
We provide the UK’s most comprehensive debt advice service. We help people
with debt problems take back control of their finances and their lives.
In 2019 we helped
people with their debts
We provide free debt advice, to help you deal with your debt and set up a solution. We’re here to help you.
Every story is different. Hear from the people we’ve helped, and from the people that helped them.
Every year, we help over 650,000 people resolve their problems, repay their debts and rebuild their lives. We could do the same for you.
"You're not on your own. Help is always at hand at StepChange, and we have many experienced debt advisors who can find you the right solution."
Our impact report for 2020 describes how we're delivering against the objectives we set out in our four-year strategy.
For 25 years, we've set the standard for debt advice and debt management in the UK.
We’re working towards our vision: a society free from problem debt.
We stand up for people in debt. You can help too.
We couldn't do this alone. Find out who we work with.
Our partners help us to help more people with their debts.
Our executive team, trustees, and charity information.
Visit our media centre for our latest press releases.
See our latest jobs and find out what it's like to be a part of our growing team.
It's likely a scam. We'd never call a client without arranging that with you first.
We hold the Advice Quality Standard
The Advice Quality Standard is the quality mark for organisations providing advice to the public on social welfare issues. We've shown that we're easily accessible, effectively managed, and employ staff with the skills and knowledge to meet the needs of our clients.