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Benefits calculator. Am I entitled to benefits?

Make sure you're not missing out on benefits with our free online checker

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Our benefits checker is powered by Entitledto. It collects data and uses submitted information in line with Entitledto’s own privacy policy.

Every year people in the UK miss out on billions of pounds worth of benefits and tax credits. Make sure you check what you're entitled to by using our free calculator.

What benefits am I entitled to?

The benefits calculator quickly and easily identifies any benefits you can claim to help increase your income and improve your situation. Read our guide to applying for benefits.

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In October 2023, £838,423 in benefits was found for the people who had used our calculator during that month.

Benefits are usually available if:

  • You're out of work
  • You've got children
  • You have a low income
  • You're ill or disabled

If you’re struggling financially it’s important to make sure you’re getting all the income you’re entitled to. Why not use our free benefits calculator to find out if you’re entitled to any extra benefits.

The extra benefits you might be able to claim could make a big difference to your situation and mean affect the ways recommend you get debt help. If you’re already a StepChange Debt Charity client please contact us if your benefit income changes.

Tip: Grab any documents you might need before starting a check, like pay slips, bank statements and bills. If you don't have everything you need right now you can save your check and come back to it later.

You'll be asked about:

  • Where you live and who lives in your household
  • Any benefits you already receive
  • Your age
  • If you have any disability or long-term illness
  • Your income and housing costs, including Council Tax payments

If you live in Scotland: Please note that the Council Tax Liability will not include your sewage and water charges.

Start the online benefits calculator

David on Feefo says:

"I think StepChange has been a great help in enabling me to take more control over my finances. Their benefits calculator was a great help as it indicated I am probably entitled to housing benefit I was unaware of in the past. Lodged claim and awaiting outcome."

Get help like David

Universal credit or other benefits?

The government is in the process of moving people from “legacy benefits” (this means Income Support, Jobseeker’s Allowance and others) to Universal Credit (UC).

People who make a new application for benefits are likely to receive UC, but this is an ongoing process, with plans to move everyone over by 2024.

Our benefits calculator works out what you're entitled to based on the current guidelines. You may be prompted to apply for Universal Credit when you complete the test, but you don't have to.

Receiving benefits and need debt help?

No matter how large or small your debt problem is, we can help. We'll look at your financial situation and give you expert debt advice and recommend debt solutions to suit your situation. We can also help you set up and support your chosen solution.

Debt happens. We deal with it.

We have helped millions of people since 1993.

Find out how.

"Thank God for StepChange."

"Always really helpful, understanding and efficient. Without fail I feel better for talking to StepChange."

Harriet, Feefo Review