What happens in an interview with the official receiver?
The official receiver (OR) will deal with things such as your assets and they’ll inform your creditors of your bankruptcy. A case examiner working for the official receiver will usually get in touch with you on the day of the bankruptcy hearing or within two days after it. In some cases, if your forms are completed thoroughly and your case is straightforward, an interview may not be needed.
If you were made bankrupt by one of your creditors, you’ll be sent a questionnaire to fill out beforehand. It’s important to work with the case examiner and make sure you complete any paperwork requested in the timeframes they give you.
The interview will usually take place over the phone unless your case is more complicated.
During your interview with the case examiner they might ask about your reason for going bankrupt and what led you to be in that situation. They may request additional information about your property and debts and they’ll be able to deal with any queries you have about the bankruptcy. It’s a good idea to keep a copy of your statement of affairs, as they could go through this with you too.
It’s always best to be completely honest with the case examiner about your situation.
If during the bankruptcy your circumstances change, it’s important to let them know.