What happens if I ignore creditor letters or emails?
If you have arrears on your debts, it’s important that you don’t ignore letters or emails from your creditors.
It’s easy to put off opening letters, but the more they pile up, the harder it’ll be to deal with them. Try to get into the habit of opening and reading letters as soon as they arrive.
If you don’t you’ll miss important paperwork, such as:
You’ve got a strict deadline to reply to some of these letters if you want to avoid your creditor taking further action, so ignoring them is not a good idea.
You should also make sure your creditors have your current address. If you move house you might be tempted not to give your new address to your creditors. But if you don’t you may find important letters like this go to your old address and you don’t find out about court action until it’s too late.
Worried about debt?