Who provides the IVA?
StepChange Voluntary Arrangements provide our IVAs. They‘re a subsidiary of the Foundation for Credit Counselling (FCC), our registered charity.
The charity is a non-profit organisation and is funded by the contributions from the financial services industry. StepChange Voluntary Arrangements gift aids any profits made from its IVA activities to FCC to help provide its debt advice services for free.
In some cases, we may refer you to another IVA provider called McCambridge Duffy. For example, we may do this if you live in Northern Ireland, or if you’re self-employed.