No matter who arranges your IVA for you, there are costs and fees involved. However these vary between different IVA companies.
If an IVA is right for you, we can help you set up your arrangement through our own IVA company, StepChange Voluntary Arrangements. We won’t charge you for the advice and support we provide before your IVA is set up.
No matter who arranges your IVA there are associated costs and fees. All fees are agreed by you and your creditors before an IVA is approved. If at any time you decide not to go ahead with an IVA with us, there will be no fees to pay.
Other IVA companies may charge different fees. It's important to check and understand them before going ahead.
Is an IVA right for you?
IVAs are available in England, Wales and Northern Ireland.
Please be aware, in Scotland, a protected trust deed is a similar solution, but has different benefits, risks and fees associated with it.