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Free advice on problem debt
based on what's best for you

0800 138 1111 Freephone (including all mobiles)

Life and debt

Changes happen all the time. By being prepared for these changes, you can sometimes lessen the impact they may have on your day-to-day life.

Some changes are just too unexpected to prepare for. They can happen quickly and through no fault of your own. A significant change in your situation is the most common cause of financial problems.

Whether you’ve lost your job, suffered from ill health or you’ve separated from your partner, changes like this can mean that you struggle to pay your household bills and debts. Should this happen, it's important to get debt advice as soon as possible. Having to adjust to such a financial change can be difficult, even if it’s only going to be for the short term.

This section will provide you with help and information on the most common situations we come across. 

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2016