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Personal debt statistics 2017

A closer look at UK personal debt problems in the first half of 2017

Download our Mid-Yearbook
 

stats mid yearbook 2017

 

Explore the latest personal and household debt trends in 2017. Our Statistics Mid-Yearbook takes an in-depth look at more than 300,000 people struggling with problem debt.

1. Demand for debt advice is growing

In the first half of 2017, 326,639 people contacted StepChange Debt Charity for help and support with their problem debt. This equates to 1 person contacting us every 48 seconds.

demand for debt advice is high

2. Personal debt levels are rising

In 2016 the average unsecured debt of our clients increased for the first time in eight years.Our latest data shows this is a continuing trend in 2017. Our clients now have an average outstanding debt balance of £14,367.

debt levels are rising

3. More than two in five clients are behind on household bills

There has been a rise in the number of clients falling behind on household bills in the first half of 2017.

behind on their household bills

4. Our clients are getting younger

The proportion of younger clients seeking debt advice has continued to grow over the past five years. Almost two thirds of clients are under 40, which is a 10% rise on levels recorded five years ago

people in debt getting younger

5. More renters are seeking advice

We are seeing fewer homeowners and an increased number of renters contacting us for advice and support with their problem debt.Our stats show that four out of five of our clients are now renters.

more renters seeking debt advice

Download the Statistics Mid-Yearbook 2017 for the full picture*

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*The data in this Statistics Mid-Yearbook is drawn from a StepChange Debt Charity warehouse containing the details of 23,874,197 million calls and 4 million clients. The figures are based on the 193,885 new clients debt advised from 1 January to 30 June 2017.

Read the Statistics Mid-Yearbook 2017

These are our latest figures based on data we've collected while helping thousands of people with their debt.

Download the report

 

Personal debt trends

Our Statistics Yearbooks draw on our client data to highlight the latest debt trends and statistics from across the UK. 

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Download the full dataset now (this document will open in Excel)

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2017