You’ll need to put together an accurate budget first. This will be based on your monthly income, household spending and debts. Once you’ve put together a realistic budget, you’ll know how much you can afford to pay towards any unsecured debts, after paying your essential living costs.
If you’re not sure if this is the best way to deal with your arrears, read about the range of debt solutions available to suit different financial circumstances, or get in touch with us for free and confidential debt advice.
I’m not in arrears, but I’m worried about money, what do I do?
If you’ve not fallen behind with payments yet, you must try to keep up with your contractual payments. However, if your budget suggests you’re going to struggle to continue paying the full amount you’ve agreed to pay each month, you may need some money guidance.
Answer a few quick questions to find out how we could help you