This is quick and guaranteed way for a creditor to get money from you, but the drop in your take-home pay may lead to further debt problems.
These only apply if you’re employed by someone else and you’re taxed on a ‘pay as you earn’ (PAYE) basis. If you’re self-employed, you won’t be affected by any of these actions.
In most cases, your employer is not allowed to refuse to pass on the payments. There are a few exceptions, for example if you work for the armed forces attachments from earnings can’t be made from your wages.
In some cases, contact from a court or creditor to take a debt from your wages might cause embarrassment or even disciplinary problems at work. If there’s a risk of this we suggest you contact us for advice on dealing with your debt, and speak to your trade union rep, the ACAS helpline, or confidentially to your HR or personnel department for advice on your rights at work.
You must inform the creditor straight away if you stop working or change jobs.