We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).

Owing someone money. Dealing with debts to other people.

Borrowing money from a friend or family member can be a cheaper, easier alternative to more expensive lenders. However you should always consider whether or not you can afford to repay the debt and what consequences this might have on your relationship if you can’t afford to pay them.

Owing money to family or friends can become stressful if you can’t afford to repay it, as it could harm your relationship. You might not know where to turn to or how to deal with the debt.

Many people are also targeted by illegal loan sharks, who will often lend money to people in a desperate situation or who have poor credit. Loan sharks may start out friendly, but if you fall behind with repayments they’ll often resort to intimidation, threats or even violence to pressure you into repaying the debt.

If you’re finding it difficult to pay debts to family and friends or you’re worried about loan sharks, we can help. Get free debt advice and information on how to deal with your situation.