We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
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Trust funds

Trust funds and funding schemes that can help you with household bills for paying insolvency fees.

Charis Grants

UK-wide: Administer trust funds to help people pay bills to a number of utility companies.

Energy Saving Trust

England, Wales and Northern Ireland: Practical advice on reducing energy bills, obtaining grants and other ways to pay for energy-saving home improvements.

Energy Saving Trust Scotland

Scotland only: Practical advice on reducing energy bills, obtaining grants and other ways to pay for energy-saving home improvements.

Greener Scotland

Scotland only: Advice for pensioners and low-income households about energy-saving and grants for home heating and insulation improvements.

My World Of Work

Scotland only: Help you to discover careers which match your skills, interests, education and experience. They can also advise on further education and training for adults, including access and funding.


Wales only: A range of free, impartial advice and, for those who are eligible, a package of free home energy efficiency improvements such as a new boiler, central heating or insulation.


UK-wide: Suport for people who can't afford to pay for veterinary care for their pets, ensuring they have somewhere to go for help and free treatment.

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2019