StepChange appoints three new trustees to support bold new direction

^{3 July 2025}

StepChange Debt Charity has appointed three new trustees - Ramon Kaur, Sean Lynskey and Lisa Mellor - to help steer the organisation through an ambitious new chapter.

StepChange conducted a comprehensive and extensive search to find new expertise to support the future direction and strategy of the charity.

Their appointments come at a transformative moment for StepChange. The charity recently launched a bold new five-year strategy focused on delivering even better outcomes for people in problem debt, driving meaningful change through policy and research, and securing long-term sustainable funding. These priorities are supported by major investment in digital transformation and service innovation.

Lesley Titcomb, Chair of StepChange Debt Charity said:

"We're excited to welcome Lisa, Sean and Ramon to the Board at such a defining moment for the charity. Each of them brings valuable experience and perspective - from financial innovation and risk management to public affairs and advocacy. Their appointment strengthens our ability to deliver on our new five-year strategy, which is unapologetically ambitious in aiming for lasting change - both for the people we support every day and across the wider systems that drive financial harm. I look forward to working closely with them as we deliver on our vision for the future."

Ramon Kaur said:

"It is a privilege to be appointed a StepChange Trustee and contribute to the vital work the charity does in supporting hundreds of thousands of vulnerable people living with problem debt.

"For individuals and families, the stigma and consequences of unmanageable debt can be devastating. Through research and practical individualised support, StepChange helps people take control of their finances and take the steps needed to become debt free. I look forward to lending my experience to help StepChange continue and build on this vital and lifechanging work."

Sean Lynskey said:

"It's an honour to be joining the StepChange Board of Trustees at such a pivotal time not only for people in problem debt but for the debt advice sector as a whole. I look forward to working with colleagues on the charity's Board and Executive as it looks to develop innovative partnerships across financial services, consumer finance and beyond."

Lisa Mellor said:

"I'm thrilled to be bringing my risk management and financial services experience to the StepChange Board of Trustees. The cost of living crisis has intensified many existing challenges for household finances and presents new challenges for the debt advice sector. I look forward to contributing to StepChange's mission of helping the people in this country who are struggling with their debts."

Notes to Editors

Ramon Kaur brings nearly 20 years of experience to the StepChange Board, having had a broad career spanning politics, public affairs, regulation, policy and communications. She has specialist experience working in financial services including banking and worked with fintechs and startups. She has expertise in guiding organisations through complex regulatory environments, developing advocacy strategies and engaging a wider variety of stakeholders.

Ramon is currently the Director of Public Affairs at EY LLP. Ramon graduated from St Peter's College, University of Oxford and holds a Masters in Law.

Sean Lynskey is an experienced financial services leader with a background in digital banking, lending, and governance. He began his career in retail banking before moving into fintech leadership. As a founding member and former Chief Operating Officer at Chetwood Financial, he led the development of lending products designed to eliminate fees and improve customer experience. He now advises banks and fintechs on strategy and growth in consumer finance.

Sean also serves on the board of the National Centre for Circus Arts, where he has helped shape strategic and financial planning. He is currently completing an MBA at Warwick Business School.

Lisa Mellor is an experienced executive leader with an extensive background in Financial Services and FinTech having worked in banking, consultancy, payments and data analytics.

She is currently the Chief Risk Officer at Aztec Group and carries overall responsibility for the risk management strategy to support Aztec's overall growth plans, and ensure risk is managed effectively for the Group, its stakeholders and customers. Lisa's remit covers Risk, Regulatory Compliance and Internal Audit. Lisa sits on the Aztec Group Executive Committee, with a Group-wide remit across all operational jurisdictions.

Before joining Aztec, she was the Chief Risk Officer at Pay.UK, the operator and standards body for the UK's interbank payment systems. Prior to that, she spent five years working at Experian, the multinational data analytics and consumer credit score brand. She is also a Certified Internal Auditor.