We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
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Worried about paying your bills?

We're here to support you with free advice on how to save money and manage debt

Get debt help now

Northumbrian Living Water logo

We're here to help you keep on top of your bills

If you're struggling to keep up with your payments we're here to help, with free debt advice from that's tailored to your circumstances. In partnership with Northumbrian Water

Who are we?

As the UK's leading debt charity we offer the widest range of practical debt solutions of any provider. In 2023 helped 183,403 people across the UK by giving them free and confidential debt advice. For over 30 years we've been helping people take back control of their debts - and their lives.

What do we do?

We'll start by taking an independent and non-judgemental look at your finances. We do this for thousands of people every week across the UK. You can use our online debt advice tool or if you prefer, you can call our team of friendly debt advisors.

All our expert debt advice is tailored to your individual circumstances. Once you choose the option that's best for you, we'll continue to help by providing as much ongoing support as you need, for as long as you need.

Three steps to debt advice

  1. We work out your budget, income and total debts
  2. We use this information to offer a solution to your debt that suits your situation
  3. We set up your debt solution, and offer support, for however long it's needed

Don't need debt advice now?

7 days, 7 ways: Let's deal with your money worries

It is time to take control of your finances. You do not have to do it alone. Our step-by-step email programme can get you back on track in just one week.

Find out more

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