Things are looking pretty good

You're not showing any of the five danger signs of a debt problem.

We always encourage you to stay on top of your finances. To help you avoid debt problems in the future, we recommend signing up to our regular MoneyAware email, offering tips and advice on getting the most out of your money.

Not too bad

You've hit one of the five danger signs of a debt problem. While your finances might not be a bed of roses, you may be able to avoid a debt problem if you're careful and budget well.

You can choose whether you want to use our online debt advice tool to help you manage your money and your debts through a personalised budget.

Or if you're doing OK, sign up to receive our regular MoneyAware email, for tips and advice on getting the most out of your money.

You may have a problem

You're displaying two or three danger signs, like many of our clients when they first get in touch.

Try our online advice tool for free and impartial advice. We'll help you create a detailed budget and you'll receive a personal action plan to deal with your debts.

It sounds like there's a problem

Based on your answers it looks like you've got a debt problem and you're struggling financially. We'd recommend using our free online debt advice tool to create a detailed personal budget. We'll then provide you with a personal action plan to help you deal with your debts

Talk to our advisors now 0800 138 1111
(Mon-Fri 8am-8pm, Sat 8am-4pm). Free from all landlines and mobiles.