We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
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Working with Unite to help you

Don’t struggle with debt alone. Free and confidential advice is available.

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Free debt advice. StepChange Debt Charity and Unite working together

Unite, Britain’s biggest trade union, want to help you get the best debt advice and support possible.

That's why we've teamed up with them to provide members with free, independent and confidential debt advice and practical solutions.

Debt can often creep up on you over a period of time. Whatever the reason you've found yourself struggling, we're here for you. We'll never judge or blame you for the problem you're dealing with. All we want to do is help you get things back on track.

How we can help you

We provide free and confidential debt advice based on your individual circumstances. We’ll recommend a debt solution that takes all of your needs and household bills into account.

Whether you choose to call our Helpline or use our online debt advice tool, the process is the same.

What comes next?

  1. We'll take details of your income, household spending, debts and assets. This will help us understand your situation and make sure all your daily needs are accounted for
  2. Once we have all the infomation we need, we'll help you build a realistic budget that you can stick to
  3. After we've established your budget, we'll recommend the best debt solution for you. We'll also highlight other appropriate debt solutions for you to consider
  4. We'll send you more information on your recommended debt solution by email or post. From there, you decide how you would like to proceed

Who we are

For over 20 years, we've been helping people resolve their problems, repay debts and rebuild their lives. It is the UK’s largest provider of genuinely free independent debt advice, and solutions. We understand the causes of debt and know the way out.

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Why choose us?

With over 20 years’ experience, you can be confident that you’re getting the best possible advice.

  • Our advice is completely FREE. We put your interests first, so you can be sure our advice is based on what’s best for you.
  • Tailored advice.Whether you go to our online Debt Remedy tool or speak to one of our expert advisors, our advice will always be right for you.

Online debt advice FREE personal debt advice in 20 mins

  • Completely anonymous
  • Personal action plan

Get debt help now

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Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2018