We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).
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Don't struggle with debt alone

StepChange Debt Charity and Unite the Union working together

Get debt help now

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Working with Unite to help you

Unite, Britain’s biggest trade union, and StepChange, the UK's leading debt charity, want to help you get the best debt advice and support possible.

Whatever the reason why you've found yourself struggling, we're here to help. We'll never judge or blame you for the problems you're dealing with. We're here to support you in getting your finances back on track.

Who are we?

As the UK's leading debt charity, we provide free, confidential debt advice and services to over 600,000 people a year in England, Wales, Scotland and Northern Ireland. We help people who are struggling to manage their debts take control of their finances and their lives. 

What do we do?

Debt can often creep up on you over a period of time. Whatever the reason you've found yourself struggling, we're here for you. We'll never judge or blame you for the problem you're dealing with. 

Whether you choose to call us or get debt advice online, the process is the same. We talk to you about your financial situation and give you advice that's to tailored to your circumstances. We're on hand for as long as you need, whatever you choose to do next.

We're here to help you take the next step

We have 25 years’ experience, so you can be confident that you’re getting the best possible advice.

  •  Our advice is FREE
    There are no hidden charges.
  •  Our advice is tailored to you
    Whether you choose online or telephone advice, we always look at your individual circumstances.

Three steps to debt advice

  1. We work out your budget, income and total debts
  2. We use this information to offer a solution to your debt that suits your situation
  3. We set up your debt solution, and offer support, for however long it's needed

What do our clients say about us?

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John, Greater Manchester

"StepChange don't judge you. They're here to help. I feel a lot less stressed thanks to them."

Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

We link to external websites where they contain relevant information for our visitors. We're not responsible for the content of these websites, or any infringement on your data rights under data protection regulations by any external website provider.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2018