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Regional debt hotspots

The average amount of debt a person in Slough has is £24,946. This is the highest average amount of debt, per person, in the UK. Use our research to find out what the average amount of debt is in your area.

Regional debt hot spots

Regional debt hotspots

In 2010 our clients reported that they had an average debt of £19,338 on credit cards, personal loans and other unsecured credit.

This is down on 2009 levels but it’s still dangerously high, especially during the unsettled economic climate.

From Shetland in the north - with the lowest average debt in the UK - to Slough in the south - with an average debt twice Shetland's amount - this data reveals vast differences between UK towns and cities and across regions.

The south east has the highest average debt; the commuter belt around London is suffering hardest. We’ve only highlighted two (Slough and Watford), but of the ten UK postcode areas with the highest average debt, nine are in London/South East (perhaps surprisingly Crewe in Cheshire makes up the ten).

This map doesn’t show relative amount of debt to income, which would tilt the data towards highlighting the poorer areas of inner cities. Instead it shows that there is a perilously-high amount of unsecured debt in the home counties.

Free debt advice

If you are worried about your credit card debt, personal loans or bill repayments, make sure you get free, impartial debt advice today. Contact us via our online debt advice service, StepChange Debt Remedy, for an assessment of your situation, tailored advice and a personal budget.

Debt Remedy will also recommend the most appropriate debt solution for your problem and, should a debt management plan, debt relief order or IVA be the best way forward for you, we can arrange one of these for you.

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Helping you become debt free...

“I wish to thank your staff for all the great help they gave me when I was in so much debt.
They were a pillar of support to me.” (Leslie, Essex)

Foundation for Credit Counselling Wade House, Merrion Centre, Leeds, LS2 8NG trading as StepChange Debt Charity and StepChange Debt Charity Scotland. A registered charity no.1016630 and SC046263. It is a limited company registered in England and Wales (company no:2757055). Authorised and regulated by the Financial Conduct Authority.

*This is the average rating of our service based on the StepChange reviews on Feefo by DMP and DRO clients three months into their solution.

© StepChange Debt Charity 2017