Filed away: The experiences of victim-survivors with coerced debts during and after economic abuse
March 2026 - Following up on our previous report 'Too close to home', our latest research reveals half of victim-survivors of coerced debt have experienced a negative impact on their credit record. We look at the long-term and harmful impact that coerced debt can have on someone’s credit record, in many cases preventing them from securing a home, mobile phone contract, car finance agreement, or even employment opportunities.
Read the report
Debt's early grip: The challenges facing young adults
November 2024
Around one in four (23%) 18-24 year olds are in some form of financial difficulty. Young adults are also more likely than other age groups to face unemployment and work-related instability. Our new report delves deeper into the demographic and debt profiles of 18-24 year olds, as well as the wider issues affecting those in this age group, to provide a more rounded picture of some of the early financial challenges they face.
Looking through the keyhole: StepChange debt advice clients’ experiences of the council tax debt collection
October 2024
StepChange’s new policy report offers a deep dive into clients’ experience of the council tax debt collection journey, exploring affordability challenges, interactions with local authorities and enforcement agents. It makes a number of recommendations to central and local Government, geared towards improving outcomes for those struggling with council tax bills.
How consumer credit causes harm for people struggling with the cost of living
May 2024
StepChange's new infographic explores why consumer credit can lead to poor outcomes for people struggling with living costs and what government, regulators and industry can do to help.
In work. But still in debt: Charting the rise of clients in full time work
April 2024
Many people across the UK in full-time employment still face problem debt and their employment hasn’t been able to shield them from this. The report highlights the potential inadequacy of existing safety nets, the prevalence of in-work debt problems, and gender-specific experiences. YouGov polling commissioned by StepChange reveals that in the UK, among those that are experiencing problem debt (9% and around 2.8 million people), around 52% are in full-time employment.
Read all our research