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Christmas tree

What's the real cost of Christmas?

We're here to help throughout the festive season, day and night.

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With pressure to have the 'picture perfect Christmas', not all of us feel so merry at this time of year

We understand the importance of Christmas to those who celebrate it, but we know that these celebrations can get expensive, even when we're taking extra care with our spending.

That's why we're hoping to spread some extra cheer this Christmas by sharing insights to help us all cope with the Yuletide pressures.


"Christmas should be a time for joy, celebration and good cheer. But the extra financial pressures mean the festive season often leaves many feeling the pinch."

 Tips from our colleagues

"The adults in the family can consider not buying anything for each other. If you spend £30 on each other, has anybody really gained, or have you both lost out?"

Tom, Debt Advisor

 What is the real cost of Christmas?

"All those 'heartwarming' Christmas TV adverts? Their real objective is to try to get you to believe the fairy tale that the 'perfect Christmas' is out there waiting for you…"

Read the blog by our Head of Media
Andy and his dog

How we helped Andy enjoy Christmas again

Andy first got a credit card when he was 18 to build up his credit history. But a series of life changes, including losing his job, left him 'up to his eyeballs' in debt.

Find out how we helped Andy
The real cost of Christmas

StepChange Debt Charity commissioned a survey by Censuswide, with 1,533 respondents aged 16+ in GB between 11.11.19 – 13.11.19.  The survey was conducted from a random sample of UK respondents who use social media and celebrate Christmas.  Censuswide abide by and employ members of the Market Research Society which is based on the ESOMAR principles.

Don't spend Christmas worrying

Use our online debt tool today and get free, personalised advice tailored to your situation today.

Get the help you need so you can enjoy the festive season.

Get debt help now