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The True Value of the Festive Season is in the memories made.
We can help you #DitchTheDebt if money is weighing down your holiday.
Many of us worry about overspending or are already struggling with money.
*Figures from YouGov Plc. Sample size was 2061 adults. Survey was done online between 8th - 9th November 2023. The figures have been weighted and are representative of all GB adults (aged 18+).
**Survey of 2,744 StepChange clients – Aug 2022
Scroll down to hear from our clients and for our top tips to cut festive costs.
If money worries are getting too much for you, we can help. Get free debt advice online, any time.
"It is hard to express fully the gratitude I feel... You have lifted a huge amount of stress from my shoulders, and have helped me to enjoy life again and be around my family in a positive way. Thank you!"
This time of year reminds us to be with the people we love.
But it is easy to fall into debt trying to make the season perfect.
Taking out credit for gifts is risky. And you do not need to spend loads to have a lovely meal or a magical day.
This will help you know what you can afford to spend this festive period.
StepChange has a step-by-step guide to help you:
Planning ahead is the best way to save money at any time of year.
You do not have to buy gifts for everyone.
Ask friends and family how they feel. They may want to reduce costs too.
Why do we have to buy things at all?
You could offer a service or experience like:
Or you could get really creative and organise:
A turkey with all the trimmings is expensive.
We understand that you might not want to deal with money worries or debt stress over the festive season.
Just know that we're here for you whenever you're ready.
Find out how we help
Mental Health UK kindly supported us in writing these guides.