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With pressure to have the 'picture perfect Christmas', not all of us feel so merry at this time of year

We understand the importance of Christmas to those who celebrate it, but we know that these celebrations can get expensive, even when we're taking extra care with our spending.

That's why we're hoping to spread some extra cheer this Christmas by sharing insights to help us all cope with the Yuletide pressures.


"Christmas should be a time for joy, celebration and good cheer. But the extra financial pressures mean the festive season often leaves many feeling the pinch."

Our Christmas spending habits survey

We recently polled more than 1,500 people about their plans for Christmas this year, and in particular how they're expecting to pay for it. 

We'll be publishing our findings here and on our social media accounts, as well as giving you lots of tips and advice to help you make sure you don't end up in too much debt this Christmas.

Christmas is a time for spending with your friends and loved ones. We also know that there are increasing pressures to spend money in order to have the "picture perfect Christmas".

Read our press release: "Two thirds of people struggling to afford Christmas and a third expecting to borrow for it"

33pc of all Brits

In our survey we spoke to people who use social media and will be celebrating Christmas this year. We asked them if and how they plan on using credit this year. 

Our survey revealed that a third of people will be using it to pay for things during the festive season, with over half of people (59%) using credit to buy presents for friends and family. 40 per cent will be using credit to buy for their children or partner this Christmas.

Are you worrying about how to pay for Christmas?

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Worryingly, over half of Brits (51%) this year will struggle to have their usual Christmas due to spending cutbacks. Nearly seven in ten will not be able to comfortably afford Christmas this year, with 17 per cent struggling to make ends meet.


51pc of people


The pressures of social media at Christmas

The survey also asked people if social media had any effect on their spending habits around Christmas.

Nearly a third of people surveyed (27%) said they feel pressured to have a good Christmas because of social media. 

19 per cent even said they felt they had to prove that they’re having a good Christmas by sharing updates on social media, and nearly a third (30.1%) felt they feel pressured to spend more money at Christmas because of what other people were doing.


Nearly a third

When 75% of people surveyed state that the most important thing about Christmas is spending time with friends and family, we encourage those who find themselves spending beyond their means to use credit sensibly.

StepChange Debt Charity commissioned a survey by Censuswide, with 1,533 respondents aged 16+ in GB between 11.11.19 – 13.11.19.  The survey was conducted from a random sample of UK respondents who use social media and celebrate Christmas.  Censuswide abide by and employ members of the Market Research Society which is based on the ESOMAR principles.

Don't spend Christmas worrying

Use our online debt tool today and get free, personalised advice tailored to your situation today.

Get the help you need so you can enjoy the festive season.

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