We aim to make our website as accessible as possible. However if you use a screen reader and require debt advice you may find it easier to phone us instead. Our phone number is 0 8 0 0 1 3 8 1 1 1 1. Freephone (including all mobiles).

Are you worried about money?

You are not alone.

We have teamed-up with Co-op to help make sure you get the advice and support you need to take control of your finances.

Get debt help now

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Do not let money worries keep you awake at night

With the rising cost of living and the challenges of modern life, it is easy to fall behind with regular bills. And it is not always easy to find the help you need to get back on track.

We can help you with practical advice and support. As the UK's leading debt charity we provide the most comprehensive, free debt advice service in the country.

StepChange Debt Charity and Co-op are pleased to be working together, offering support to help people with their finances.

Who are we?

We are the UK's leading debt charity. Since 1993, we have helped 7.5 million people across the UK.

We help people with debt problems take control of their finances and their lives.

 

 

What do we do?

Every week, our free expert advice and practical debt solutions help thousands of people like you. We can:

  • Take a fresh and independent look at your financial situation
  • Provide advice that best suits your individual circumstances

We are on hand for ongoing support for as long as you need.

Why choose us?

Our advice is free 
There are no hidden charges

We tailor our advice to you
We always look at your individual circumstances

Our advice is confidential and non-judgemental
We are here to support you, whatever the reasons for your debt problems

With more than 30 years' experience, you can be confident that we provide the advice and support you need for long-term financial control.

We help thousands of people like you each week by taking an independent and non-judgemental look at your finances.

How does debt advice work?

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1. Tell us about
your finances

Give us details of your debts, income and household spending.

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2. We work out
your budget

You will have a clear picture of where your money goes.

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3. You get free 
debt advice

Read your personal action plan
for detailed and practical advice.

"I thought I'd lose everything."

When Jamie lost his job, his debts quickly began to pile up. Find out how we helped him.

Jamie's story

Not sure if you need our help?

Take our 60-second debt test and we will tell you if you could benefit from the advice of our experts.

Take the test

7 days, 7 ways: Let's deal with your money worries

It is time to take control of your finances. You do not have to do it alone. Our step-by-step email programme can get you back on track in just one week.

Find out more